How to Download BHIM App for IOS & Android is the most searched term now. Government of India has lauched BHIM app for Android and IOS Phones. Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. By Downloading BHIM App, you can make payments instantly, with just a phone number. Below we have provided important information on, BHIM App Download Link, How to Activate BHIM app etc.
How to Send Money on BHIM App
From the Bharat Interface for Money app Home screen,
- Click Send Money Option;
- Enter or select the receiver’s mobile number or Payment Address (you can select from your contact list or enter it) or Aadhaar number
- Enter the amount you want to send
- Your default bank a/c gets selected
- Enter UPI PIN and send
Alternately, you can also scan a QR code and pay via the ‘Scan & Pay’ option.
What is BHIM App
Bharat Interface for Money is an app that lets you make easy and quick payment transactions using UPI. Its easier than Wallets! You will not have to fill-out those tedious bank account details again and again.
You can easily make direct bank to bank payments and instantly collect money using just Mobile number or Payment address.
How to Activate and Use BHIM App
To use BIM App, you need to Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.
BHIM App Transaction Limits
The transaction limit for BHIM App is, Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.
QR Code in BHIM App
In BHIM App, You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.
Transactions Supported on BHIM App
Through BHIM App you can make following type of transaction,
1. Request or Send Money via Payment Address
2. Send Money to Aadhaar Number
3. Request or Send Money to Mobile number
4. Send Money through MMID , Mobile No.
5. Send Money through IFSC code, Account No.
In addition, you can use the scan and pay option for Merchant payments.
Banks that Support BHIM App
BHIM App is currently available for Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.
How to Download BHIM App
Android users can download BHIM App from Google PlayStore for free. The Size of the BHIM App is around 4MB and is currently in Version 1.0.
BHIM IOS App
Apple Users might have to wait a little longer to download the BHIM App. The BHIM IOS Version app will likely be launched in third week next month.
How fast is a Transaction in BHIM App
As fast as it can get! All payments over BHIM App are linked to your bank account and transaction can be completed within few seconds.
Charges for using BHIM App
There are no charges for making transaction through BHIM App. Note – Your bank might however levy a nominal charge as UPI or IMPS transfer fee which is not under our control. Please check with your bank for more details.
IS BHIM App compatible with all OS?
To start using BHIM App all you need is a Smartphone, Internet access, an Indian bank account that supports UPI payments and mobile number linked to the bank account. Link your bank account to UPI through the app.
Is Mobile Banking required for BHIM App?
Your account need not be enabled for mobile banking to use BHIM App. Your mobile number shall have to be registered with the Bank.
How to Set UPI-PIN from BHIM App?
You can set your UPI PIN by going to Main Menu -Bank Accounts -Set UPI-PIN for the selected account.
You will be prompted to enter the last 6 digits of your Debit/ATM card along with the expiry date.
You will then receive an OTP which you will enter and set your UPI PIN. Note – ‘UPI-PIN is not the same as MPIN provided by your bank for mobile banking’.
Linking Multiple Bank Accounts with BHIM App
Currently, BHIM App supports linking of one Bank only. At the time of account set-up, you can link your preferred bank account as the default account.
In case you want to link another bank account, you can go to Main menu, choose Bank Accounts and select your default account.
Any money that is transferred to you using your mobile number or payment address will be credited into your default account.
Why does Mobile number in Bank and BHIM App should be same?
This is a banking network (UPI) requirement. The mobile number which is used to register with BHIM App is used to match the bank accounts linked against it.
Can you send and recieve money through BHIM App?
Yes, you can send money using the BHIM app from your UPI enabled bank account.
You will need to register and set a UPI PIN using the debit card details linked to the bank account.
If your beneficiary’s bank account is also linked to UPI, you can simply use their mobile mobile number or Payment Address to transfer.
If not, you can use IFSC code, Bank account or MMID , Mobile number to send money.
BHIM App Timings
All payments are instant and 24/7, regardless of your bank’s working hours!
Transaction Status : BHIM App Download
Once you complete a transaction, you should see a success status on the Bharat Interface for Money screen and receive an SMS from your bank.
In some cases due to operator issues it can take longer time. In case you have not received your confirmation within an hour please contact our customer support at your bank.
Collect Request not reaching on BHIM App
In this case, please first check the data connectivity. If you have entered your Payment Address at the merchant app, please re-check your Payment Address and re-try the transaction. Please check your pending transactions tab to check if the collect request has reached you.
How to know if transaction is successful : BHIM App Download
For any transaction on BHIM App, you will see a status instantly on your screen. If for some reason the transaction is delayed or pending, the result will be posted on your Transaction History page along with a UTR# or bank reference number. In addition you will receive an SMS from your bank.